New Jersey realty transfer fee calculator
The fee every New Jersey seller pays when the deed is recorded. State rates checked November 11, 2026.
Estimates only. Not tax or legal advice. Source: NJ Division of Taxation, Realty Transfer Fee and the RTF FAQ, checked November 11, 2026.
How the fee works
- Round the sale price up to the next $500.
- Pick the schedule: $350,000 or less, or over $350,000. The schedule is chosen by the whole price.
- Charge each slice of the price at its rate per $500, then add the slices.
The State's rate schedules
Standard rates, sale price $350,000 or less
| Part of the price | Rate per $500 |
|---|---|
| $0 to $150,000 | $2.00 |
| $150,000 to $200,000 | $3.35 |
| $200,000 to $350,000 | $3.90 |
Standard rates, sale price over $350,000
| Part of the price | Rate per $500 |
|---|---|
| $0 to $150,000 | $2.90 |
| $150,000 to $200,000 | $4.25 |
| $200,000 to $550,000 | $4.80 |
| $550,000 to $850,000 | $5.30 |
| $850,000 to $1,000,000 | $5.80 |
| Over $1,000,000 | $6.05 |
Partial exemption rates, $350,000 or less
| Part of the price | Rate per $500 |
|---|---|
| $0 to $150,000 | $0.50 |
| $150,000 to $350,000 | $1.25 |
Partial exemption rates, over $350,000
| Part of the price | Rate per $500 |
|---|---|
| $0 to $150,000 | $1.40 |
| $150,000 to $550,000 | $2.15 |
| $550,000 to $850,000 | $2.65 |
| $850,000 to $1,000,000 | $3.15 |
| Over $1,000,000 | $3.40 |
Checked against the State's own examples
Every example the Division of Taxation publishes. A check means this calculator gives the same answer.
| Sale price | Rates | State's fee |
|---|---|---|
| $325,000 | Standard | $1,910 ✓ |
| $280,000 | Partial exemption | $475 ✓ |
| $350,000 | Standard | $2,105 ✓ |
| $350,000.01 | Standard | $2,739.80 ✓ |
| $150,250 | Standard | $603.35 ✓ |
| $500,000 | Standard | $4,175 ✓ |
| $500,000 | Partial exemption | $1,925 ✓ |
| $1,000,000 | Standard | $9,575 ✓ |
| $1,000,000 | Partial exemption | $4,675 ✓ |
| $1,007,000 | Standard | $9,659.70 ✓ |
Questions
Who pays the realty transfer fee in New Jersey?
The seller. It is paid when the deed is recorded with the county.
How is the New Jersey realty transfer fee calculated?
It is charged per $500 of the sale price, with any part of $500 counted as a full $500. The rate rises in steps as the price goes up, and a higher set of rates applies to the whole price once it is over $350,000.
Why does the fee jump just over $350,000?
Because the State uses one rate schedule for sales of $350,000 or less and a higher schedule for sales over $350,000. The State's own example: $350,000 pays $2,105, and $350,000.01 pays $2,739.80.
Who qualifies for the partial exemption?
Sellers who are 62 or older, blind, or disabled, and sales of qualifying low and moderate income housing, among others. Your attorney files the claim and confirms eligibility.
Is the mansion tax the same thing?
No. The mansion tax (the Graduated Percent Fee) is a separate charge on sales over $1 million. Since July 10, 2025 the seller pays it too.
Buyer's agent pay is separate and your choice.
In New Jersey commissions are negotiable.
